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For home buyers · Up to 50% back at closing*
Buy a Home. Get $5,000 $10,000 $15,000 $20,000 Back at Closing.
Match with a vetted local buyer's agent. Get paid at closing.
- ✓ 100% free
- ✓ No commitment
- ✓ Vetted local agents in 40 states Licensed 5+ years, no major complaints, top quartile production in their market.
Buyer rebate example
On a $875,000 home
Estimated back at closing
$3,239
est. rebate
ⓘ Illustrative example only. Estimated rebate — not guaranteed. Actual rebate varies; subject to lender approval.
How buyer rebates work
Three steps. No paperwork on your end until you choose an agent you like.
We match you with a vetted local agent
Within 24 hours, we connect you with 1–3 vetted agents who specialize in your area.
You close, you get cash back
Your rebate appears as a credit on your Closing Disclosure at closing.* Subject to lender approval.
About lender approval
Federal law (TRID) requires your mortgage lender to approve any rebate that appears on your Closing Disclosure. The vast majority of lenders approve buyer rebates without issue, but it's required documentation. We'll help confirm yours during the agent matching process — and there's no penalty if your lender doesn't approve, we just won't be able to apply the rebate to your transaction.
Real buyer rebate examples by home price
Illustrative examples. Your actual rebate depends on the negotiated buyer-side commission, your lender, and your state.
$300,000
Home price
- Your estimated rebate*
- $992
- Estimated. Not guaranteed.
- —
$500,000
Home price
- Your estimated rebate*
- $1,832
- Estimated. Not guaranteed.
- —
$750,000
Home price
- Your estimated rebate*
- $2,770
- Estimated. Not guaranteed.
- —
$1,000,000
Home price
- Your estimated rebate*
- $3,630
- Estimated. Not guaranteed.
- —
| Home price | Your estimated rebate* |
|---|---|
| $300,000 | $992 |
| $500,000 | $1,832 |
| $750,000 | $2,770 |
| $1,000,000 | $3,630 |
*Estimated rebate — not guaranteed. Actual credit may vary; subject to lender approval. Most consumers see between $1,000 and $7,500 back at closing depending on home price, transaction type, and market conditions. Minimum home price $200,000. Not available in: AL, AK, IA, KS, LA, MS, MO, OK, OR, TN.
Buyer FAQs
The questions buyers ask us most often.
Will my lender approve the rebate?
Most lenders approve buyer rebates as a closing credit on the Closing Disclosure — it's standard practice. We'll help you confirm with your specific lender during the matching process. If your lender declines, you can still work with the matched agent — just without the rebate on this transaction.
What if I'm already pre-approved with a different lender?
No problem. You keep your existing lender. We only need to confirm with them that they accept rebate credits on the Closing Disclosure — most do. The matched agent will help you handle this conversation.
What if I switch agents mid-search?
If you've already signed an exclusive buyer-broker agreement with another agent, we unfortunately can't help on this transaction. If you've just been talking to an agent but haven't signed anything, we can typically still match you — call us first.
Is there a minimum home price?
Yes — $200,000. Below that, the rebate becomes too small to be meaningful (typically under $500), and we want to make sure the program delivers real value. If you're looking under $200K, we can still match you with a great local agent — just without the rebate.
What if my seller is paying my closing costs?
Your CloseMint rebate is paid by your agent and is separate from any seller concession you negotiate — it's in addition to those closing-cost credits, not instead of them. Tell your lender about both. Some loan programs (FHA, VA, USDA, high-LTV conventional) cap combined buyer credits, so if you're at or near the cap from seller concessions, the rebate may need to be restructured. Confirm with your loan officer before signing the purchase agreement. Full details: Terms § 6.4.
Do I have to tell my lender about the rebate?
Yes — always disclose it at pre-approval. The rebate appears on your Closing Disclosure as a credit from your agent, and lenders will see it. Failure to disclose can cause loan delays or denial. Your matched agent will help you have the conversation. Full details: Terms § 6.2.
Is the rebate taxable?
Generally no — IRS guidance treats buyer rebates from real estate agents as a reduction in cost basis, not taxable income. CloseMint isn't a tax advisor; consult a tax professional for your situation, especially for investment property. Full details: Terms § 6.5.
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